continental finance cerulean credit card review

#Continental finance cerulean credit card review free#

Need to get in touch with Cerulean? The phone number for Cerulean Mastercard customer service is (866) 449-4514. Once you've been approved, your new Cerulean credit card should be sent in the mail along with some welcome materials within three business days. This process normally takes up to 30 days. That being said, every once in a while, they’ll ask for additional information before they can make a decision on whether to approve your application. Cerulean will normally provide an instant decision, letting you know whether your application has been approved or not. Regardless of whether you apply for the Cerulean Mastercard online, over the phone, or through the mail, you’ll need to give the company some basic information about yourself.Ĭerulean will then use the personal data you’ve given them to perform a credit check. You can either apply online through their website, by calling 1-86, or by returning the acceptance certificate from the pre-selected offer that you may have received in the mail. You can apply for a Cerulean credit card in a few different ways.

The Continental Credit Protection program is an annual program that covers 12 consecutive monthly payments, and it costs 99 cents for every $100 in outstanding balances you have on your credit card account. The program also pays off any outstanding balance leftover on your card if you die - which means your loved ones won’t get saddled with extra debts. With the Continental Credit Protection program, cardholders benefit from a debt cancellation program if they lose their job or become disabled. That means if you’re looking for a card without any annual fees or you want an unsecured credit card with a high limit, the Cerulean credit card probably isn’t right for you. It ranges from $300 to $1,000 depending on your credit score and your credit behavior after setting up an account with Cerulean. That won’t necessarily be enough to discourage most people from applying - but it’s worth considering because not all credit-building cards require you to pay an annual fee.įinally, the Cerulean Mastercard has a fairly low credit limit. That being said, the Cerulean credit card carries a fee of $99 per year. Translation: if you’re looking for a credit-building card with no monthly fees and don’t have a lot of money sitting around for a security deposit, the Cerulean Mastercard might be a good option for you to check out. But more importantly, the Cerulean credit card doesn’t require a security deposit the way that most credit-building cards do.

#Continental finance cerulean credit card review free#

The Cerulean credit card (or the “Cerulean Mastercard”) is for people with poor credit who want to build their credit score - but there are a couple of extra features that are going to appeal to certain types of customers.įirst and foremost, the Cerulean Mastercard is totally free of monthly fees and program fees. This guide will explain who the Cerulean Mastercard is for, how the Cerulean credit card fee structure works, and outlines how you can apply for the Cerulean credit card. But just like any other unsecured credit card, there are some important considerations you have to bear in mind before you apply.

The Cerulean Mastercard is an unsecured credit-building card that can be a smart choice for people with poor credit. That’s why the Cerulean credit card really stands out from the competition. If you’re trying to boost your credit score or establish a credit history for the first time, you’re going to run into quite a few credit cards designed exclusively to help individuals build their credit.īut credit-building cards often require you to pay a security deposit and are pretty limited in terms of how you’re able to use them for everyday spending.